Add your QuickBooks® subscription cost, the hours your team or bookkeeper spends on fund workarounds and reporting, and any add-on software filling the organizational gap.
The calculator adds the layers most nonprofits and churches miss: staff time, add-on tools, and audit or stewardship prep. You'll see the real annual cost of running a nonprofit or church on business accounting software.
Compare that number to Aplos. Aplos is built for nonprofits and churches, with true fund accounting, 990 and stewardship reporting, and board-ready statements already included. See what your mission can actually afford.
Business accounting software wasn't designed for restricted funds, grant reporting, stewardship tracking, or 990 compliance. So nonprofits and churches fill the gap with time, people, and risk.
Nonprofit finance teams, church bookkeepers, and volunteer treasurers commonly spend several hours a month class-tracking, journaling, and exporting to Excel to force QuickBooks into fund accounting. That runs roughly $1,500–$8,000+/year at $20–$45/hour, or $500–$2,500/month outsourced.
In Aplos: Fund accounting is the default. Restricted, temporarily restricted, and unrestricted balances are tracked automatically. No classes, no exports, no rebuilds.
Workaround-built books raise the risk of 990 errors, restricted-fund missteps, designated-giving mix-ups, and audit findings. Independent nonprofit audits typically run $5,000–$20,000, and often $25,000+ for mid-sized orgs, per the National Council of Nonprofits. Churches face the same pressure from denominational reviews and congregation-facing stewardship reports.
In Aplos: 990s, stewardship reports, Statement of Financial Position, and Statement of Activities by Fund are built in. Restrictions, grants, tithes, and budgets are tracked at the source, so your audit trail builds itself as you go.
Finance leaders, EDs, pastors, and church treasurers lose significant time each month reconciling, reformatting, and translating QuickBooks reports for boards and congregations. That delays decisions and erodes board, funder, and congregation confidence, hidden costs that never show up on a P&L.
In Aplos: Nonprofit and church reports are generated in a few clicks, in language your board or congregation already understands.



It can feel that way, until the workarounds start costing more than the software. Every hour your team spends on class tracking, journal entries, and spreadsheet exports is time not going to the mission. Aplos replaces those workarounds with true fund accounting by default, so you stop paying the hidden tax in staff hours and audit risk.
Most nonprofits and churches are up and running in a few weeks. Our onboarding team handles data migration, chart of accounts mapping, and fund setup, so your team isn't stuck rebuilding the books from scratch.
You can switch whenever it makes sense for your org. Plenty of nonprofits move mid-year to stop the bleeding on workaround hours, and we'll migrate your historical data so reporting stays clean across the transition. If waiting until year-end is better for your board, we can plan around that too.
Yes. Aplos generates the reports auditors expect: Statement of Financial Position, Statement of Activities by Fund, 990-ready reports, and grant tracking with a real audit trail. Restrictions, budgets, and fund balances live at the source, instead of getting reconstructed from classes and memo fields at year-end.
That's exactly who we're built for. Aplos tracks tithes, offerings, and designated giving by fund, and produces board-ready and congregation-facing stewardship reports without the manual rebuilding you're doing in QuickBooks® today.
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